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- Lending to vulnerable households and consumption: evidence from Koreaby Jieun Lee, Ilhyock ShimUsing a large quarterly consumer credit panel dataset from Korea covering 2017–2023, we present four key findings on the characteristics, lending sources, and macroeconomic consequences of vulnerable borrowers-namely, delinquent borrowers whose debt repayment is overdue at least 30 days, and borrowers whose debt service ratio is higher than 50% but who […]Jieun Lee
- The next generation of insurance supervision - resourcing the futureAs the insurance market landscape continues to change, insurance supervisors require adequate human, financial and technological resources to deliver on their supervisory objectives, respond to market developments, implement regulatory reforms in line with international standards and cope with technological advancements and expanding supervisory mandates. Drawing on a survey of 23 insurance supervisors, encompassing both advanced […]Carlos Lopez Moreira
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